Friday, November 28, 2008

Give More, Spend Less

Everybody loves shopping, but avoid the crowds and shop online. Gift giving has been simplified. Find the perfect gift for everyone on your list thru online shopping.It's all about prep work! When it comes to electronics & big-ticket items, allot your self more time to read product details and consumer reviews you know exactly what you want. Before shopping, figure out a bottom line number you're willing to spend. This is where recording down prices you see online or on the store ads will be handy, so you can have a good estimate on how much you'll spend. If you are really trying to limit expenses, take out a couple of items on the shopping list that you could go without. Once you've e created your budget, then stick to it. A few impulse buys can really add up.

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